Find your medical cover
How much would my medical insurance cost?
Select your age below to get started
25 - 40 Years40 - 49 Years50 - 59 Years60 - 69 YearsOver 70 Years
Private Medical Insurance • Save Money Today

Affordable Private Medical Insurance

| Last Updat​ed 3rd January 2026
Advertorial
Fewer operations are being done as NHS waiting list hits seven million.

The waiting list for hospital treatment has hit a record high of seven million in England, latest figures show.**

If you’re a patient, that means you could spend more time waiting for your operation than ever before.

'Back to full strength'

The increase in waiting lists is down to hospitals struggling to get back to full strength after covid.

This means you simply can’t be guaranteed the treatment you may need in good time.

The good news? There’s an alternative - private medical insurance.

Private medical insurance
will ensure you get the treatment you need as soon as possible. It’s a great way to invest in your future self.
1. No more lengthy waiting lists - Private medical insurance will ensure you skip the queues.
2. A private room - You won’t have to share a room with countless other sick people.
3. Personalised care - Private nurses and doctors usually have more time to give to their patients, which means better personal attention.
4. Get the exact treatment you need - NHS treatments are limited by government budgets - private care means you’ll get exactly the treatment you need.
5. Peace of mind for your family - With private medical insurance, your family can rest safe in the knowledge that you’ll always receive the best care.
6. Problems dealt with before they could become serious
Minor health problems could quickly become serious if not dealt with promptly.
7. Lock-in your good health - Feeling good now? Let’s ensure it stays that way by having private medical care on tap, whenever you need it.
What is private medical insurance?
Private medical insurance helps cover the cost of your medical expenses.

Plans can be designed specifically for you, to ensure you have the personalised cover you need.

Private medical insurance  will provide you and your family with reassurance that you’ll get the care you need without the wait.
Select your age group to get started
< 40
40-49
50-59
60-69
70+
< 40
40-49
50-59
60-69
70+
What does the policy cover?

If you take out private medical insurance, it’ll cover the following:
short-term illness
acute illness
disease
injuries

Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.

What can I claim for?

With a private medical insurance policy, you can claim for:

Back or neck pain
Heart disease
Eye and ear problems
Cancer
Digestive system issues

How do I get started?

You can apply for private medical care safely online by following our super-simple process, enter your details, speak to an expert and get 100% free, no obligation quotes.
Find your medical cover
THIS IS A PROMOTED STORY (ADVERTORIAL) AND NOT A NEWS ARTICLE or BLOG.

Save Money Market is a general interest website containing articles about a wide variety of subjects.

Many of these articles are what is commonly referred to as Advertorials. The term "advertorial" is a combination of "advertisement" and "editorial" written in an editorial format as an independent news story, when in fact the advertisement may promote a particular product or interest.

Advertorials take factual information and report it in an editorial format to allow the author, often a company marketing its products, to enhance or explain certain elements to maintain the reader's interest.

A familiar example is an airline's in-flight magazines that provide an editorial reports about travel destinations to which the airline flies

* The £25 from price is based off a 30 Year Old Individual, Mid Level, 200 excess outside London.

** BBC News:
https://www.bbc.co.uk/news/health-63219147

The New £25 per Month Private Medical Insurance That's Sweeping the UK
This New £0.90p A Day Private Medical Insurance Is Taking The UK By Storm
https://www.telegraph.co.uk/global-health/science-and-disease/nearly-half-a-million-take-private-health-insurance-2022-nhs/

Say Goodbye to Long Hospital Queues with This £28 P/M Health Insurance

https://www.theguardian.com/society/2022/dec/15/one-in-eight-uk-adults-using-private-medical-care-due-to-nhs-delays
https://www.ipsos.com/en-uk/length-nhs-wait-times-main-reason-those-using-or-considering-private-healthcare
Copyright © 2026 PELHAM HEATH MARKETING LIMITED  (Company no: 16494683) trading as insurance.savemoneymarket.co.uk. Registered Office: 64 Mansfield Street, Leicester, LE1 3DL - Phone: 0116 216 8021 - Email: info@savemoneymarket.co.uk - Terms | Privacy | Cookies